Dealing with money can be one of the most challenging tasks of everyday life. That’s because financial education has not always been part of everyone’s life, it’s really “breaking the bank” in adulthood that we gradually learn to value every penny.
Although strenuous experiences may prepare us, some people may continue to insist on the same mistakes for lack of control and organization, this shows how immature they are when it comes to money. Come to think of it, here we are going to bring 4 attitudes that point out if you are one of these people. Are you curious?
1) Not having a planning
Having a plan is one of the first indispensable recommendations to have control over your income and expenses, so it is a fact that the lack of it can lead to a multitude of accounts, with interest and interest, and this is certainly a characteristic of who does not know how to handle money.
A well-crafted budget helps you save and avoid unforeseen events, so it’s much easier to achieve goals than that desired trip.
2) Stop giving priority to debts
Letting the debt “rolling” is one of our biggest neglects with money, once we become real “slaves” of money, that is, we work only to pay the bills, which each month are higher with the sum of the very high interest, which leads to the great possibility of falling into denial, the famous “dirty name.”
In addition to the absence of good financial planning, many are those who spend their budget with futilities instead of paying their bills, leaving them in last priority.
Obviously this is a big misconception that needs to be circumvented, especially when we are talking about credit card debt or overdraft. Pressed? Make a loan with us.
3) Not knowing how to say no to yourself
To say no to yourself is certainly not easy, even more so in front of that promotion that seems irresistible, does not it? But since everything in life needs limits, money would be no different. Satisfy the pleasures today, it can give a lot of headaches tomorrow, think about it.
If you are the one who buys everything you see ahead of you, start now to put all your debts in pencil and leave them in a prominent place, so when you finally take them off, choose one of the things you want to buy, but remember to do this wisely. Use this practice as a reward after paying your bills and you will see that the compulsive spending will disappear.
4) Not maintaining an emergency fund
You may have heard of the importance of having an emergency fund to avoid unfortunate surprises, such as the need for surgery or job loss. Well, how much of your salary are you earning for that purpose? Being aware and not applying is somewhat naive.
To have an emergency reservation you must save at least 6 months of salary or enough to cover your emergency expenses during that same period of time, so you will be prepared for unexpected situations.
Tell us in the comments how much you know how to handle the money, but nothing of desperation if you stepped on the ball, there is still time to get out of the squeeze, just ask for a personal loan online. For this, count on the Financial Group, fast money and without red tape. Financial Group, You far from red.